Using an access audit to answer your cyber-insurance questionnaire
An access audit gives you evidence-backed answers to the access-control questions on a cyber-insurance application — who holds admin rights, whether every admin uses MFA, which third-party apps can reach your data, and whether departed employees still have access. Instead of attesting “yes” and hoping, you answer each question from a current, documented inventory — which is what underwriters increasingly expect, and what protects a claim.
What insurers actually ask
- Do all administrator accounts enforce multi-factor authentication?
- How quickly is access removed when employees leave?
- Do you review third-party application permissions and integrations?
- Are org-wide consent grants restricted and monitored?
- Do you track and remove dormant or unused accounts?
Notice the pattern: every one is a question about access — exactly what an audit measures.
From questionnaire to evidence
Each line in an Esmeris report maps to one of these questions. “Admins without MFA” answers the MFA question with a number. “Former-employee access” answers the offboarding question. “Risky app permissions” and “org-wide consent grants” answer the third-party-app questions. Instead of attesting from memory, you attach a dated, graded report.
Why evidence matters at claim time
If you ever file a claim, the insurer may revisit your application. Being able to show a point-in-time audit of your access posture — and that you remediated what it found — is far stronger than an unsupported checkbox. Re-running the audit periodically gives you a trail.
Get the evidence
Esmeris produces exactly this kind of graded report from a read-only audit of your Google Workspace or Microsoft 365 — no changes to your environment.