Using an access audit to answer your cyber-insurance questionnaire
An access audit gives you evidence-backed answers to the access-control questions on a cyber-insurance application: who holds admin rights, whether every admin uses MFA, which third-party apps can reach your data, and whether departed employees still have access. You answer each question from a current, documented inventory. Underwriters expect that, and it protects a claim.
What insurers ask
- Do all administrator accounts enforce multi-factor authentication?
- How quickly is access removed when employees leave?
- Do you review third-party application permissions and integrations?
- Are org-wide consent grants restricted and monitored?
- Do you track and remove dormant or unused accounts?
Every one is a question about access, which is the thing an audit measures.
From questionnaire to evidence
Each line in an Esmeris report maps to one of these questions. “Admins without MFA” answers the MFA question with a number. “Former-employee access” answers the offboarding question. “Risky app permissions” and “org-wide consent grants” answer the third-party-app questions. You attach a dated, graded report.
Why evidence matters at claim time
If you ever file a claim, the insurer may revisit your application. Showing a point-in-time audit of your access posture, plus a record that you remediated what it found, carries far more weight than an unsupported checkbox. Re-running the audit periodically gives you a trail.
Get the evidence
Esmeris produces this kind of graded report from a read-only audit of your Google Workspace or Microsoft 365, with no changes to your environment.